In July 2025, the Mortgage Bankers Association’s Builder Application Survey (BAS) revealed a 6.8% year-over-year increase in mortgage applications for new home purchases, along with a 7% rise compared to June 2025, unadjusted for seasonal effects. MBA Vice President and Deputy Chief Economist Joel Kan noted that purchase activity strengthened to its highest level since April 2025, spurred by borrowers capitalizing on slightly lower mortgage rates, increased new construction inventory, and builders’ concessions—all factors that enhanced affordability. MBA estimates that new single-family home sales were running at a seasonally adjusted rate of 685,000 units, up 2.7% from June’s pace of 667,000. On an unadjusted basis, sales reached 58,000 units, a 5.5% increase from June. In July’s loan breakdown, conventional loans accounted for 50.1%, FHA loans 35.3%, VA loans 13.4%, and USDA/RHS loans 1.2%. The average loan size also declined, dropping from $376,077 in June to $372,745 in July.
Fuente : https://bit.ly/41Nsjr6
Por: jon iacono