NJHMFA Down Payment Assistance

Advisors Mortgage Group specializes in offering exclusive NJHMFA mortgage programs and down payment assistance to first-time homebuyers in all New Jersey counties. Discover how the NJHMFA Down Payment Assistance Program can benefit you, potentially providing up to $22,000 towards your cash to close!

800-778-9044

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  • Minimum 620 credit score
  • Conventional, FHA, VA, or USDA
  • Compliance with NJHMFA household income and purchase price limits
  • Must be first time homebuyer to obtain down payment assistance
  • Must be owner occupied
  • This program has income limitations. Call 800-778-9044 to see if you qualify.

To expand on the NJHMFA Down Payment Assistance Program, the First Generation Homebuyer Program offers an additional $7,000 in aid for eligible first-time homebuyers who are the first in their family to own a home. This can bring the total assistance to $22,000. To qualify, applicants must meet the criteria outlined for both programs. Reach out to Advisors Mortgage Group for further guidance on eligibility and application requirements.

NJHFMA Map

Gold Counties: $22,000

Participating NJHMFA Gold Counties:

  • Morris County
  • Hunterdon County
  • Somerset County
  • Mercer County
  • Passaic County
  • Bergen County
  • Essex County
  • Hudson County
  • Union County
  • Middlesex County
  • Monmouth County
  • Ocean County

Blue Counties: $17,000

Participating NJHMFA Blue Counties:

  • Sussex County
  • Warren County
  • Burlington County
  • Camden County
  • Gloucester County
  • Salem County
  • Atlantic County
  • Cumberland County
  • Cape May County

Contact Our NJHMFA Experts

Connect with our dedicated team of NJHMFA mortgage advisors to explore your options and let’s get you Homeward Bound!

800-778-9044

Apply Online

Certain restrictions apply to NJHMFA Down Payment Assistance Programs. For detailed program terms, conditions, and qualifications, please refer to NJHMFA’s Official Website http://www.nj.gov/dca/hmfa/.

ALL PROGRAM GUIDELINES AND QUALIFICATION CRITERIA ARE SUBECT TO CHANGE AT ANYTIME AT THE DISCRETION OF NJHMFA.

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Advisors is a multi-state mortgage banker that believes in delivering a seamless, stress-free mortgage experience to all of our customers.

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