Making Homeownership a Reality for Middlesex County residents

Are you dreaming of owning your first home? The American Dream Down Payment Program is here to help make that dream a reality. This unique opportunity offers deferred repayment mortgages in Middlesex County, New Jersey with no principal or interest payments required, provided you own and live in the property for five years.


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Program Highlights

  • Deferred Repayment Mortgage: No payments on principal or interest for the first five years as long as you reside in your new home.
  • Down Payment Assistance: Receive up to $5,000 in assistance towards your down payment. This amount is forgivable if you stay in the home for a minimum of five years.
  • Affordable Home Prices: The purchase price of your new home must not exceed four times your household's certified income level, with a maximum of $431,000.
  • First-Time Homebuyers: This program is exclusively for first-time homebuyers who have been residents of Middlesex County for at least one year.
  • Minimum Investment: Applicants must contribute at least 1% of the purchase price from their own funds.

Eligibility Requirements

To qualify for the American Dream Down Payment Program, you must meet the following criteria:

  • Be a first-time homebuyer.
  • Have been a resident of Middlesex County for at least one year.
  • Plan to purchase a home with a maximum price of $431,000.
  • Contribute at least 1% of the purchase price from your own funds.
  • Ensure the purchase price does not exceed four times your household’s certified income level.

Why Choose the American Dream Program?

This program is designed to remove barriers to homeownership and provide the financial support needed to make your dream home a reality. By offering forgivable loans and deferred payments, we aim to ease the financial burden on first-time buyers, allowing you to focus on building your future.

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Ready to take the next step towards owning your dream home? Contact Us Today to learn more about how the American Dream Down payment Program can help you achieve the dream of homeownership.

Note: Program terms and conditions apply. Please refer to the official program guidelines for comprehensive eligibility requirements and details.

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Connect with our dedicated team of mortgage advisors to explore your options.


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