Housing Demand Remains Resilient as Regional Inventory Trends Reshape the Market
30 Second Market Update
June 29, 2026
The U.S. housing market is becoming increasingly regional, with local inventory trends driving very different market conditions across the country. While mortgage rates remain elevated, buyer demand has stayed surprisingly [...]
Home Sales Are Expected to Improve in the Second Half of 2026 According to NAR’s Chief Economist
30 Second Market Update
June 22, 2026
At the 2026 REALTORS® Legislative Meetings, National Association of Realtors Chief Economist Dr. Lawrence Yun said the housing market should improve modestly in the second half of 2026 as inventory [...]
Locked Into Low Rates, Homeowners Turn to Home Equity for Cash
30 Second Market Update
June 15, 2026
Homeowners are increasingly turning to home equity products to access cash while holding on to the historically low mortgage rates they secured during 2020–2022. According to ICE’s June 2026 Mortgage [...]
Mortgage Demand Remains Surprisingly Resilient Despite Higher Rates
30 Second Market Update
June 08, 2026
Mortgage purchase demand has held up better than expected during the first half of 2026, even though mortgage rates rose significantly, climbing about 0.76% from their lows earlier in the [...]
Non-QM Lending Has Gone Mainstream
30 Second Market Update
June 01, 2026
The mortgage industry is rapidly evolving as non-QM lending moves from niche to mainstream. Products like debt service coverage ratio loans (DSCR loans), bank-statement programs, and business-purpose mortgages are reshaping [...]
NAR April Pending Home Sales Report Shows 1.4% Increase
30 Second Market Update
May 25, 2026
Pending home sales rose in April 2026, signaling steady buyer activity despite economic uncertainty and slightly higher mortgage rates. According to the National Association of REALTORS® (NAR), pending home sales [...]
Mortgage Applications Increase in MBA Survey
30 Second Market Update
May 18, 2026
Mortgage applications rose 1.7% for the week ending May 8, 2026, according to the MBA’s Weekly Mortgage Applications Survey. Purchase demand drove the increase, even as mortgage rates climbed to [...]
NAR: Home Prices Increase in Majority of Metro Markets During First Quarter
30 Second Market Update
May 11, 2026
Home prices increased in most U.S. metro areas during the first quarter, according to the National Association of REALTORS® (NAR), continuing to build homeowner equity even as affordability remains difficult [...]
The Fed Keeps Benchmark Rate Unchanged
30 Second Market Update
May 04, 2026
The Federal Reserve chose to keep its benchmark interest rate unchanged at its April 29th meeting, maintaining a cautious stance as it evaluates inflation, labor market trends, and global economic [...]
Inflation and Mortgage Rates
30 Second Market Update
April 20, 2026
March’s Consumer Producer Index showed headline inflation rising 0.9%, a strong reading driven largely by higher oil prices, but it came in right in line with expectations. On a year-over-year [...]
Markets Shift Back to Possible Rate Cut Later This Year
30 Second Market Update
April 13, 2026
Traders are increasingly expecting a Federal Reserve interest rate cut by the end of the year, with market-implied odds rising sharply to about 43%, up from just 14% before the [...]
Positive Trends in The Housing Market
30 Second Market Update
April 06, 2026
The housing market in early 2026 has been volatile, with mortgage rates dropping to multi-year lows before rising again due to global events. Despite this, several trends suggest improving conditions [...]