Home Sales Higher in September Due to Lower Mortgage Rates
30 Second Market Update
October 27, 2025
Sales of previously owned homes rose 1.5% in September to a seasonally adjusted annual rate of 4.06 million units, marking the strongest pace in seven months and 4.1% higher than […]
Understanding FHA Loans: What They Are and How They Work
Knowledge Base
October 24, 2025
Buying a home can feel out of reach for many first-time buyers — especially when it comes to saving for a large down payment or meeting strict credit requirements. That’s […]
Senate Passes Bipartisan ROAD to Housing Act to Boost Affordability and Supply
30 Second Market Update
October 20, 2025
The U.S. Senate has passed the Renewing Opportunity in the American Dream (ROAD) to Housing Act of 2025 (S.2651), a major bipartisan housing initiative included in this year’s National Defense […]
Refinancing Surges in September
30 Second Market Update
October 13, 2025
Refinancing surged in September, marking the biggest monthly jump since 2020 as mortgage rates dipped below 6.5% for the first time in nearly a year. The Mortgage Bankers Association reported […]
How Much Money Can You Borrow With a Home Equity Line of Credit?
Knowledge Base
October 10, 2025
A home equity line of credit—better known as a HELOC—can be a smart way to tap into the value of your home. It works like a revolving credit line, similar […]
Latest ADP Report & What It Means for Mortgage Rates Amid the Shutdown
30 Second Market Update
October 06, 2025
In September, the ADP National Employment Report showed a decline of 32,000 private-sector jobs — the largest drop in about 2½ years — defying expectations of gains. With the government […]
Summer 2025 Was the Strongest Buyer’s Market in 10 Years
30 Second Market Update
September 29, 2025
In August, the U.S. housing market reached one of its strongest buyer’s markets on record, with 35.2% more sellers than buyers (about 505,000 more). According to the Mortgage Baker’s Association, […]
How a Renovation Loan Works: Turning a Fixer-Upper Into Your Dream Home
General News
September 26, 2025
Buying a home that needs some love—or giving your current home a major update—can feel overwhelming when you start thinking about costs. That’s where a renovation loan comes in. Unlike […]
What Is a DSCR Loan? A Guide for Real Estate Investors
General News
September 24, 2025
If you’ve been exploring financing options for investment properties, you may have come across the term DSCR loan. These loans are designed with real estate investors in mind, and they […]
Mortgage Rates Volatile following the September 17th Fed Meeting
30 Second Market Update
September 22, 2025
Last week the Federal Reserve cut its Fed Fund Rate by 25 basis points. The Fed Funds Rate is not directly tied to mortgage rates. Instead, markets react more to […]
How a Mortgage Refinance Works
Knowledge Base
September 16, 2025
Thinking about refinancing your mortgage but not sure how it works? You’re not alone. Refinancing can be a smart financial move, but understanding the process is key to deciding if […]
Mortgage Demand Jumps as Rates Drop
30 Second Market Update
September 15, 2025
Mortgage applications surged in the first week of September as interest rates dropped to their lowest level since October 2024. Total application volume rose 9.2% from the prior week, according […]
