What Credit Score Do You Need to Buy a House?
Knowledge Base
December 05, 2024
Purchasing a Home and Credit Scores Purchasing a home is one of life’s most significant financial milestones. While factors like income, savings, and debt-to-income ratio are important, your credit score […]
What is Considered Debt When Applying for a Mortgage?
Knowledge Base
September 09, 2024
Understanding Debt in Mortgage Applications Debt is any money you owe to lenders or creditors, and it plays a crucial role in determining your ability to repay a mortgage. Lenders […]
Understanding Non-Qualifying Mortgages: A Comprehensive Guide
General News
September 09, 2024
What Are Non-Qualifying Mortgages? Non-qualifying mortgages (Non-QM) are home loans that do not conform to the underwriting standards set by the Consumer Financial Protection Bureau (CFPB) under the Qualified Mortgage […]
Understanding How Mortgage Rates Are Determined
General News
September 09, 2024
The Basics of Mortgage Rates Mortgage rates are essentially the interest rates charged by lenders on home loans. These rates can be fixed, meaning they remain the same throughout the […]
What is a First Generation Home Buyer?
The Advisor
February 27, 2024
Introducing the First Generation Homebuyer Program by the New Jersey Housing and Mortgage Finance Agency (NJHMFA), a unique initiative tailored to empower first-generation homebuyers. Our team at Advisors Mortgage is […]
The Advisor 2017 Fall Edition
The Advisor
September 28, 2017
The Advisor 2017 Spring Edition
The Advisor
May 22, 2017
The Advisor 2016 Spring Edition
The Advisor
May 22, 2016
The Advisor 2015 Spring Edition
The Advisor
May 22, 2015