More Gen Zers Are Buying Homes
30 Second Market Update
February 02, 2026
Those born between 1997 – 2012 known as Gen Z saw homeownership rise slightly in 2025, with 27.1% of Gen Z–headed households owning a home, up from 26.1% in 2024, […]
Mortgage Applications Increase in Latest Mortgage Bankers Association Survey
30 Second Market Update
January 26, 2026
Mortgage applications jumped 14.1% for the week ending January 16, 2026, according to the MBA, driven mainly by a surge in refinancing as interest rates moved lower. The Refinance Index […]
NAMB Urges FHA to Eliminate Lifetime Mortgage Insurance Requirement
30 Second Market Update
January 19, 2026
The National Association of Mortgage Brokers (NAMB) is urging the Federal Housing Administration (FHA) to end its policy requiring lifetime mortgage insurance on FHA loans. NAMB argues the rule is […]
A Major Turning Point in U.S. Mortgages
30 Second Market Update
January 12, 2026
By Q3 2025, more homeowners had mortgages with rates 6% or higher than those below 3%, based on federal mortgage data analyzed by MarketWatch. 21.2% of active residential mortgages were […]
2026 Housing Market Shows Signs of Positive Turn
30 Second Market Update
January 05, 2026
Homebuyers are beginning to see modest relief as mortgage rates fall and home price growth slows, setting the stage for a more buyer-friendly market in 2026. The 30-year fixed mortgage […]
National Association of Realtors Outlook for 2026
30 Second Market Update
December 29, 2025
The National Association of Realtors provided their national outlook for the housing market in 2026. NAR Chief Economist Lawrence Yun said, “After three years of flat home sales, a solid […]
Latest BLS Jobs Report Shows Payrolls Rose By 64,000
30 Second Market Update
December 22, 2025
U.S. job growth showed mixed signals as November nonfarm payrolls rose by 64,000—slightly above expectations—but followed a sharp downward revision and losses in prior months. October payrolls fell by 105,000, […]
Fed December Meeting Recap and 2026 Outlook
30 Second Market Update
December 15, 2025
The Federal Reserve delivered its third straight 25-basis-point rate cut on Dec. 10, bringing short-term rates to 3.5–3.75%. Despite the move, Fed officials signaled they’re now in “neutral” mode and […]
ADP Report Shows November Payrolls Fell By 32,000
30 Second Market Update
December 08, 2025
The U.S. labor market weakened sharply in November, with private employers cutting 32,000 jobs, according to ADP. The decline—far below economists’ expectations for a gain of 40,000—was driven almost entirely […]
Home Sales Expected to Jump 14% in 2026 According to NAR
30 Second Market Update
December 01, 2025
Existing-home sales are expected to rise roughly 14% in 2026, according to National Association of Realtors Chief Economist Lawrence Yun, who credits easing mortgage rates, steady job growth, and improving […]
Homebuyer Affordability Improves for Fifth Straight Month
30 Second Market Update
November 24, 2025
Homebuyer affordability improved for the fifth straight month in October, according to the Mortgage Bankers Association’s Purchase Applications Payment Index (PAPI). The national median mortgage payment requested by buyers dropped […]
The 50 Year Mortgage Proposal
30 Second Market Update
November 17, 2025
A Trump administration proposal to introduce a 50-year mortgage aims to make homeownership more affordable by lowering monthly payments. A longer repayment term could certainly lower monthly payments but since […]
