The mortgage industry is officially off to a record start in 2020.  According the Mortgage Bankers Association’s seasonally-adjusted index, mortgage application volume surged 30.2% last week from the previous week.  Refinance applications led the way, jumping a staggering 43% for the week, and 109% higher than one year ago!  Purchase application volume posted strong numbers as well, rising 16% for the week and 8% from a year ago, while representing the highest level since October of 2009!

These strong application numbers represent continued strength for the housing market and is reflective of new borrowers and current homeowners who are reaping the rewards of the low interest rate environment that we are currently in.  Overall, this is a very welcome sign to the beginning of 2020, and all signs indicate that it will continue into the spring market.

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