About Carlos
With big dreams and even more determination, Advisors Mortgage Group, LLC was founded in October 1999 by a single loan officer in a 400 square foot office in Shrewsbury, New Jersey. In the years since its formation, Advisors has grown to serve not only the greater New Jersey area, but also a vast portion of the United States.
Our immense experience is our greatest asset and is the foundation of the success of the company and every Advisors branch and loan officer.
Licensed in CA, CT, FL, NJ, NY, TX
Free guides from Carlos
First-Time Buyer Guide
Why own, the 7-step path, the document checklist and the do’s and don’ts — read it here, no download.
Where to find Carlos
Carlos works out of our Great Neck, NY office. Branch NMLS #1720100.
What clients say about Carlos
54 client reviews
Verified client reviews via Experience.com
Carlos and his team did an amazing job, the whole process was quick and seamless.
Just Great
I'm had a 5 star experiane with advisors and my Broker Carlos Quezada was amazing . I would recomend them to anybody that needs funding .
The professionalism I was met with from each individual I spoke to as well as the ease of the process are what made the experience a great one.
Carlos Quezada and the team at Advisors Mortgage were fantastic to work with - very helpful and responsive along the way!
Using this company makes it simple.from.A to Z and communicates the process well and kindly. I would refer them to all my friends and family.
Working with carlos is always so easy. I have done quite a few loans with him. He explains the process, the best way to go about things and really cares about his customers. I would absolutely use him for my future loans and recommend him to others
Bethany, and Carlos made the experience amazing everything went smooth. There were no problems would highly recommend them to my family and friends.
Thank you .
Very aggressive and relentless of getting me the mortgage that we really needed.
We had to close to proceed quickly in the situation and they did help us to close on time
Carlos has a great personality and develops trusting relationship with a client
Carlos Quezada and team have been a wonder to work with since the first call all the way through closing. Super responsive, thorough, transparent helping hands. Definitely recommend!
1) Trust Worthy 2) Well Organized and Effective 3) Carlos is that guy great customer service and time management. 4) My experience and recommendation %100
Carlos has been extremely helpful throughout the whole process. Thank you
Carlos and Kyra are professionals who always quickly responded to any questions that I had. This is my 2nd time getting a mortgage with them and everything once again went very smoothly.
He worked quickly and diligently.
This team was phenomenal!!! 5 star team and a 5 star rating!!!!! There were a lot of bumps, challenges, detours and roadblocks along the way. Carlos and Stella were with us every step of the way and ensured we successfully made it to the finish line. This team is patient, knowledgeable, supportive and very skilled in their approach. We are thankful for all of their assistance and can finally say we CLOSED!!!!!
Carlos was pleasure to work with and he got the job done.
Carlo was great he walked me through everything
It would have been better if there’s an update regarding the process.
5 stars I would recommend advisors mortgage group to any looking to get a loan. There team is fast and efficient when comes to answer your question and getting things done.
Performed beyond my expectations. They where very reliable and prompt with everything. I would recommend to anyone.
Carlos Q and his team were first class
So far, our exchange has been efficient and the attention to the challenges we’ve faced have been explained well. We’re grateful for the professionalism too!
Latest market updates
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
