Sobre Rob
Being in the mortgage industry has allowed me to be part of so many people’s lives. Buying a home is the biggest financial decision one will ever make, and this can be very daunting and emotional for many people. My knowledge, friendliness, and positive attitude have proven to calm and navigate first-time homebuyers, as well as current homeowners, through the process from start to finish. It is hands down one of the best feelings in the world, and there’s nothing more rewarding than helping those fulfill their dreams of homeownership. When I am not working, I enjoy spending time with my partner, family, and friends. I love to travel, hike, go to concerts, try new restaurants and different foods.
Con licencia en NJ
Guías gratuitas de Rob
Guía para compradores primerizos
Por qué ser propietario, los 7 pasos, la lista de documentos y qué hacer y qué no: léala aquí, sin descargas.
Dónde encontrar a Rob
Rob trabaja desde nuestra oficina de Ocean, NJ – Headquarters. Rama NMLS #33041.
Lo que dicen los clientes sobre el equipo de Ocean
590 reseñas de clientes
Reseñas verificadas de clientes a través de Experience.com
Thank you Amy,
The process was smooth and easy. Amy and Janet walked us through the process every step of the way. I couldn't recommend them more, they are just absolutely wonderful!
responsive, helpful and approachable
From the start, Cassia and Patrick were amazing at response times either through the phone or email. when I had any questions or concerns, those two were prompt with providing me answers.
Wonderful experienced Amy and made tful throughout the entire process
This team is a well-oiled machine who handled my complicated loan with confidence and care. I appreciate how easy everything was made and how Marty and his crew took the time to keep me informed and get us closed. Thank you all so, so much!!
Janet was very helpful
My title company VIP Closing Services recently closed a transaction with Advisors Mortgage Group. I was in touch with Danielle Mizrachi all the time and she did a fantastic job processing the loan file. She's super proactive, fast and accurate. As a settlement provider I wish all the mortgage lenders I work with were as great as Danielle, that's alleviate tons of last minute stress in the borrower. Thank you Danielle and I look forward to working with you and your company again soon! AC with VIP Closing Services
Amy and Janet made the process less scary. They always reassured me that they were there for me, anytime, and that my many questions and fears were not a problem.
Alex Roberts was a great support throughout the process and did an excellent job helping us navigate the steps to secure our mortgage. We truly appreciated the guidance, professionalism, and support.
We just closed on our first home, and while the process was a little lengthy at times, Cassia Roxas-Seems was our main point of contact at Advisors Mortgage and made sure we were informed and supported every step of the way. She was incredibly responsive, helpful, and an absolute pleasure to work with. I am very thankful we had the opportunity to work directly with her and would highly recommend Cassia to anyone going through the home-buying process. Cassia is the best!
Advisors made sure that things were handled in a timely manner. Their attention to detail was impressive and instilled security throughout the entire process.
Great work
Cassia went out of her way to accommodate us. She worked very hard and was very personable through this really difficult procedure. She kept us calm and helped us deal with our stress. She was very knowledgeable and pleasant to work with.5 stars
I would give Advisors Mortgage Group a five out of five star rating. The process was easy , communication was great, and staff was knowledgeable. I would recommend Advisors for your next purchase transaction !
I recently completed my mortgave transaction with Amy Meyer from Advisor Mortgage. i have worked with several firms in my life . Amy and her team is the best. She put her best team - huge help with my home appraisal. Plus, the closing date got delayed by nearly three months but Amy was very accomodating with rate lock extensions. She was also the most competitive amongst all the other lenders I shopped. Highly recommend her!
Cassia is the best!
Wonderful and hassle free experience to work with Amy and team!! Highly recommend.
Friendly service throughout the process
Great experience
Jon was able to get us a great rate. He was very honest and up front from the start. He took the time to explain all of the steps. When we ran into some challenges before closing, he went the extra mile to get them corrected so we could close on time.
Victoria is someone very special to us. She has helped us throughout the years, and ultimately with purchasing our first home. She is very thorough and supportive, always wanting the best for her clients. having her in control, definitely put our minds at ease throughout this entire process. Team Victoria all the way!!!
Jon Iacono went above and beyond throughout every step of the process. I have owned multiple homes throughout my life, and this was by far the smoothest transition. Jon always kept me in the loop of where we were at in the process. Jon continued right up until closing with sound advice and guidance. I would highly recommend Jon to anyone looking for experience, honest, and integrity to guide you through an often complicated process of purchasing a home. You will not be disappointed.
Excellent overall experience
Everything from start to finish was direct concise and friendly!
Reseñas de Rob
Reseñas verificadas de clientes a través de Experience.com
Very easy to work with, smooth process, overall great company! Thank you Advisors Mortgage!!
Robert was extremely pleasant to work with. He made this entire experience a breeze!
Últimas noticias del mercado
The latest PCE inflation report came in cooler than expected, giving both stocks and bonds a boost. Headline inflation rose just 0.3% for the month, while the year-over-year rate fell from 3.7% to 3.4%, better than forecasts. Core inflation, which excludes food and energy, increased only 0.2% and declined from 3.3% to 3.0% annually.
The softer inflation data could reduce pressure on the Federal Reserve to raise rates immediately. New York Fed President John Williams indicated there is no urgency to act following September’s rate hike, although he still expects another increase may be needed later this year.
One area of concern is consumer finances. The savings rate dropped from 4.6% to 4.1%, its lowest level in four years, suggesting consumers continue to spend while saving less.
The inflation report was encouraging for financial markets and showed meaningful progress toward lower inflation, which could help ease some of the upward pressure on interest rates if the trend continues.
Source: MBS Highway
The housing market is shifting in buyers’ favor as more homes become available and competition eases. Redfin reported that,“Sellers outnumbered buyers by 58% in August, the biggest gap in Redfin’s records, driven by a surge in listings and stagnant demand”.
This is the widest gap since Redfin began tracking in 2013. Also interesting is that housing supply reached its highest level in more than a decade, giving buyers more choices and negotiating power.
Affordability remains a challenge, with mortgage rates around 7% and the median existing-home price rising 1.6% year over year. Pending sales and mortgage applications have declined, as high costs and economic uncertainty keep some buyers on the sidelines. Many homeowners are also hesitant to trade their existing low mortgage rates for higher ones.
In some markets, homes are taking longer to sell, prompting sellers to adjust prices and increase marketing efforts. Buyers with substantial cash or home equity are especially well positioned, although the overall sales pace through August remained largely unchanged from last year.
For buyers who are financially ready, greater selection and less competition offer an encouraging opportunity to find a home that fits their needs and budget.
The Federal Reserve raised its benchmark interest rate by 0.25 percentage points, bringing the target range to 3.75%–4.00%. The Fed made the move because they feel that inflation remains elevated, while consumer spending, business investment and the labor market continue to show resilience. Higher rates are intended to slow demand and help return inflation to the Fed’s 2% goal.
Although the Fed does not directly set mortgage rates, its decisions influence the bond market and investors’ inflation expectations. When the Fed hikes rates it can be seen as deflationary since it makes borrowing money more expensive and slows down the movement of money. Bond investors’ arch enemy is inflation so a push from the Fed to fight inflation can garner more attention from investors to purchase more bonds which would help mortgage rates decrease. However, the comments following the policy change put pressure on the bond market since Fed Chair Warsh’s comments were seen as “thin” and he also mentioned inflation is still hanging around.
If inflation cools and the Fed wins the trust of the markets by continuing to fight inflation, we could see rates have a chance to improve, but if the opposite occurs rates could continue their trend and increase more. Oil is also a large factor and if we can get it to drop in price it could also assist mortgage rates to improve.
Source : Federal Reserve
