James Stephens

James Stephens

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NMLS: 2654833
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About James Stephens

As a proud father, dedicated law enforcement officer, and experienced mortgage loan officer, I bring the same commitment, discipline, and integrity to lending that I do to serving my community. I understand that every financial situation is unique, whether you’re a first-time homebuyer, a seasoned investor, or looking to refinance. My goal is to provide personalized loan solutions that fit your needs and help you achieve long-term financial success

Contact James Stephens!

Calculators

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

Branch Affiliation

Location: Oceanport, NJ
Phone: (800) 778-9044
Address: 109 East Main Street, Oceanport, NJ 07757
Branch NMLS: 131520