Joe Rowen

Joe was great and very responsive when i was looking for a pre approval while house hunting. He took the time to speak with me and my husband breaking down everything for us. Although we have put our house hunting on hold for now I appreciated all of Joe's time and professionalism.I would highly recommend!!!

Joe was fantastic throughout our home buying process. One thing that really stood out to me was his availability. No matter what of me or my wife needed to talk to him or have a question answered he would always get back to us the same day if he did not respond immediately. Also, the document gathering process and verification was smooth thanks to his terrific processor. Finally Joe made sure to reach out to the selling Realtor to ensure them we were solidly qualified applicants who really wanted this home. To me that is going above and beyond!If you are looking for someone who will actually care about you getting a home and not just see you as a transaction, then I would highly recommend reaching out to Joe!

I could not express how much working with Joseph has changed my life for the better. I was ready to take a leap and purchase a house for the past 5 years- but really had doubts in my ability to do so. Besides, buying a first home is a huge adult move. I continually fell back and dismissed my dreams because my "credit cards weren't where I wanted to be or where I thought needed to be" or "Maybe I could save up more money", maybe I could "pay off more of my student loans". Joe not only guided me through the whole process start to finish but was able to put things into perspective for me- and eased SO much anxiety. I did not realize that my dreams were capable (definitely my oversight thinking I understood mortgages or even math It's my weakness). Ironically myself as a mental health professional you wouldn't think I would rely on someone else to help keep me calm, but Joe knows his practice and was able to keep my mind at bay every step of the way. Honestly, I couldn't recommend him enough. I feel like I made a friend out of the deal and would want all of my close friends and family in his hands. He is not just another businessman, he actually cares about you and spends the extra time to chat on the phone, explain things, and clarify. I also had some good laughs, and real conversations with Joe. 10000/10 recommend Joseph!

Joe helped make the process of buying a house as easy for me as possible. I was at a time where I had so much going on in my life that the paperwork and verbiage of certain documents were causing me immense stress. Joe explained to me every document and put them into layman's terms. I had a pleasant experience with Joe and his team and would recommend him to anybody.

Joe Rowan and Janet Berlanga were so unbelievably helpful in the entire process. From Joe explaining the application and steps in detail, to gathering all of the documents, to Janet checking the documents and clarifying anything that needed to be added, to the many phone calls and emails of assurance to me. They made buying our first home an easier and more peaceful process than I thought it could ever be!Keith and I are so grateful that we had Joe in our corner from start to finish.

Very detailed in explaining the process, not a lot of lenders can break it down so that you can understand. Joe and Janet were amazing!

My settlement for my house was LESS then ideal, but thanks to Joe who went WELL above and beyond, we were able to make it happen. We couldn’t have done it without him. Joe takes pride in what he does, and is truly dedicated to being the best he can be. Meeting Joe has been a pleasure, and our family is forever grateful

Joe was recommended by our realtor to handle my fiancé and my mortgage on our first house. From conversation #1 we could tell he was generous with his time and knowledge and genuine in his desire to get us into the best situation possible. He's extremely easy to talk to and was patient with our many questions. To put the cherry on top, he was present on settlement day, which made it less stressful for us to ask questions and finalize our closing costs. Highly recommend him to anyone!

Joe was extremely helpful in our first time home buying process. He spent hours talking us through our options. We found him to be trustworthy, available + responsive, and skilled at maneuvering challenges that came up in the home buying process while keeping what is good for us at the front of his recommendations. Joe is the kind of person you want on your team while purchasing a home.

Joe is a phenomenal loan specialist. He went above and beyond for us when purchasing our first home, and continues to help us out to this day. He is great at communicating and works very fast. Would 100% recommend him!