James Murphy

Client Rating
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732-704-7016
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NMLS: 297983
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I am committed to providing integrity, consistent communication, and above and beyond education through every transaction.

The best compliment you could give me would be to pass my name along to your family and friends to help them out with any of their future lending needs, when buying or refinancing their home!

About James Murphy

For nearly 20 years now, I have built a career on helping others reach their goals and fulfill their family’s dreams. Throughout each loan process, and with every customer my team and I strive to surpass expectations.

With years of experience and exceptional resources behind me, I will work relentlessly to overcome challenges and navigate each customer through the difficulties of this day’s mortgage process.

“Walking through a field of landmines can be scary, but if you are with someone that knows where the mines are it is not so bad.”

Specializing in:

  • First time Homebuyers
  • Debt Reduction
  • Credit Enhancement
  • Process Improvement
  • Home Improvement
  • Total Interest paid Analysis

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Calculators

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

$

0%

5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

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$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

Client Reviews

Branch Affiliation

Location: Ocean, NJ
Phone: 732-876-5200
Address: 931 West Park Ave, Ocean, NJ 07712
Branch NMLS: 1769827