{"id":5148,"date":"2026-01-19T08:58:36","date_gmt":"2026-01-19T13:58:36","guid":{"rendered":"https:\/\/advisorsmortgage.com\/?p=5148"},"modified":"2026-01-16T09:00:40","modified_gmt":"2026-01-16T14:00:40","slug":"namb-urges-fha-to-eliminate-lifetime-mortgage-insurance-requirement","status":"publish","type":"post","link":"https:\/\/advisorsmortgage.com\/es\/advisors-family\/30-second-market-update\/namb-urges-fha-to-eliminate-lifetime-mortgage-insurance-requirement\/","title":{"rendered":"NAMB insta a la FHA a eliminar el requisito del seguro hipotecario vitalicio"},"content":{"rendered":"<p>La Asociaci\u00f3n Nacional de Corredores Hipotecarios (NAMB) insta a la Administraci\u00f3n Federal de Vivienda (FHA) a poner fin a su pol\u00edtica que exige un seguro hipotecario de por vida para los pr\u00e9stamos de la FHA.<\/p>\n<p>NAMB argumenta que la norma est\u00e1 obsoleta, especialmente porque el Fondo de Seguro Hipotecario Mutuo (MMI) se encuentra en una posici\u00f3n financiera m\u00e1s s\u00f3lida, con reservas y m\u00e9tricas mejoradas. Creen que mantener el requisito de por vida aumenta innecesariamente los costos para los prestatarios, en particular para quienes compran su primera vivienda y para las familias con ingresos bajos o moderados, que a menudo dependen del financiamiento de la FHA.<\/p>\n<p>La NAMB tambi\u00e9n afirma que la eliminaci\u00f3n del seguro hipotecario vitalicio podr\u00eda reducir los costos mensuales de la vivienda, hacer m\u00e1s asequible la compra de vivienda y potencialmente aumentar la actividad del mercado al mejorar las condiciones crediticias. Es importante observar de cerca la respuesta de la FHA y el posible impacto tanto en los prestatarios como en el mercado inmobiliario en general.<\/p>\n<p>Fuente : <a href=\"https:\/\/bit.ly\/4qNI7nY\">https:\/\/bit.ly\/4qNI7nY<\/a><\/p>","protected":false},"excerpt":{"rendered":"La Asociaci\u00f3n Nacional de Corredores Hipotecarios (NAMB) insta a la Administraci\u00f3n Federal de Vivienda (FHA) a poner fin a su pol\u00edtica que exige un seguro hipotecario vitalicio para los pr\u00e9stamos de la FHA. La NAMB argumenta que la norma es... <span class=\"gold-text\">[&#8230;]<\/span>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[16],"tags":[12,47,30,213],"class_list":["post-5148","post","type-post","status-publish","format-standard","hentry","category-30-second-market-update","tag-30-second-update","tag-housing-market","tag-interest-rates","tag-recession"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.7 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>NAMB Urges FHA to Eliminate Lifetime Mortgage Insurance Requirement - Advisors Mortgage Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/advisorsmortgage.com\/es\/advisors-family\/30-second-market-update\/namb-urges-fha-to-eliminate-lifetime-mortgage-insurance-requirement\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"NAMB Urges FHA to Eliminate Lifetime Mortgage Insurance Requirement\" \/>\n<meta property=\"og:description\" content=\"The National Association of Mortgage Brokers (NAMB) is urging the Federal Housing Administration (FHA) to end its policy requiring lifetime mortgage insurance on FHA loans. NAMB argues the rule is [...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/advisorsmortgage.com\/es\/advisors-family\/30-second-market-update\/namb-urges-fha-to-eliminate-lifetime-mortgage-insurance-requirement\/\" \/>\n<meta property=\"og:site_name\" content=\"Advisors Mortgage Group\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-19T13:58:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-16T14:00:40+00:00\" \/>\n<meta name=\"author\" content=\"Ryan Brogden\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jon Iacono\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/advisorsmortgage.com\/advisors-family\/30-second-market-update\/namb-urges-fha-to-eliminate-lifetime-mortgage-insurance-requirement\/\",\"url\":\"https:\/\/advisorsmortgage.com\/advisors-family\/30-second-market-update\/namb-urges-fha-to-eliminate-lifetime-mortgage-insurance-requirement\/\",\"name\":\"NAMB Urges FHA to Eliminate Lifetime Mortgage Insurance Requirement - Advisors Mortgage Group\",\"isPartOf\":{\"@id\":\"https:\/\/advisorsmortgage.com\/#website\"},\"datePublished\":\"2026-01-19T13:58:36+00:00\",\"dateModified\":\"2026-01-16T14:00:40+00:00\",\"author\":{\"@id\":\"https:\/\/advisorsmortgage.com\/#\/schema\/person\/0cefc807881bdc355e69760ad7375c9a\"},\"breadcrumb\":{\"@id\":\"https:\/\/advisorsmortgage.com\/advisors-family\/30-second-market-update\/namb-urges-fha-to-eliminate-lifetime-mortgage-insurance-requirement\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/advisorsmortgage.com\/advisors-family\/30-second-market-update\/namb-urges-fha-to-eliminate-lifetime-mortgage-insurance-requirement\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/advisorsmortgage.com\/advisors-family\/30-second-market-update\/namb-urges-fha-to-eliminate-lifetime-mortgage-insurance-requirement\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/advisorsmortgage.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"NAMB Urges FHA to Eliminate Lifetime Mortgage Insurance Requirement\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/advisorsmortgage.com\/#website\",\"url\":\"https:\/\/advisorsmortgage.com\/\",\"name\":\"Advisors Mortgage Group\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/advisorsmortgage.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/advisorsmortgage.com\/#\/schema\/person\/0cefc807881bdc355e69760ad7375c9a\",\"name\":\"Ryan Brogden\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"NAMB Urges FHA to Eliminate Lifetime Mortgage Insurance Requirement - Advisors Mortgage Group","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/advisorsmortgage.com\/es\/advisors-family\/30-second-market-update\/namb-urges-fha-to-eliminate-lifetime-mortgage-insurance-requirement\/","og_locale":"es_MX","og_type":"article","og_title":"NAMB Urges FHA to Eliminate Lifetime Mortgage Insurance Requirement","og_description":"The National Association of Mortgage Brokers (NAMB) is urging the Federal Housing Administration (FHA) to end its policy requiring lifetime mortgage insurance on FHA loans. 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