{"id":4601,"date":"2024-02-27T12:53:15","date_gmt":"2024-02-27T17:53:15","guid":{"rendered":"https:\/\/advisorsmortgage.com\/?p=4601"},"modified":"2024-02-27T13:07:42","modified_gmt":"2024-02-27T18:07:42","slug":"what-is-a-first-generation-home-buyer","status":"publish","type":"post","link":"https:\/\/advisorsmortgage.com\/es\/the-advisor\/what-is-a-first-generation-home-buyer\/","title":{"rendered":"\u00bfQu\u00e9 es un comprador de vivienda de primera generaci\u00f3n?"},"content":{"rendered":"<p><img decoding=\"async\" src=\"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2-300x135.webp\" alt=\"\" width=\"100%\" class=\"alignnone size-medium wp-image-4603 img-fluid\" srcset=\"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2-300x135.webp 300w, https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2-768x346.webp 768w, https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2-18x8.webp 18w, https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2.webp 1000w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><br \/><br \/>Presentamos el Programa para compradores de vivienda de primera generaci\u00f3n de la Agencia de Financiamiento Hipotecario y de Vivienda de Nueva Jersey (NJHMFA), una iniciativa \u00fanica dise\u00f1ada para empoderar a los compradores de vivienda de primera generaci\u00f3n. Nuestro equipo en Advisors Mortgage se compromete a apoyarlo a trav\u00e9s de este programa, destinado a convertir el sue\u00f1o de ser propietario de una vivienda en realidad para aquellos que son los primeros en su familia en ser propietarios de una vivienda.<\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h4 class=\"wp-block-heading\">Acerca del programa para compradores de vivienda de primera generaci\u00f3n<br \/><br \/><\/h4>\r\n\r\n\r\n\r\n<p>El Programa para compradores de vivienda de primera generaci\u00f3n est\u00e1 dise\u00f1ado espec\u00edficamente para ayudar a los compradores por primera vez que tambi\u00e9n son compradores de vivienda de primera generaci\u00f3n. Este programa reconoce los desaf\u00edos que enfrentan las personas cuyas familias no han sido propietarias de una vivienda anteriormente y ofrece un trampol\u00edn hacia la creaci\u00f3n de riqueza generacional a trav\u00e9s de la propiedad de vivienda.<\/p>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h4 class=\"wp-block-heading\">Beneficios clave del programa<br \/><br \/><\/h4>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Soporte financiero<\/strong>: Ofrece asistencia financiera para el pago inicial y\/o costos de cierre.<\/li>\r\n\r\n\r\n\r\n<li><strong>Combinaci\u00f3n con asistencia para el pago inicial<\/strong>: Se puede emparejar con el <a href=\"https:\/\/advisorsmortgage.com\/es\/njhmfa-down-payment-assistance-program\/\">Programa de asistencia para el pago inicial de la NJHMFA<\/a>, lo que podr\u00eda aumentar la asistencia total en una cantidad sustancial de $22.000.<\/li>\r\n\r\n\r\n\r\n<li><strong>Pr\u00e9stamo perdonable<\/strong>: La asistencia se proporciona como una segunda hipoteca condonable, lo que la hace financieramente manejable.<\/li>\r\n\r\n\r\n\r\n<li><strong>Centrarse en los compradores de primera generaci\u00f3n<\/strong>: Est\u00e1 dirigido espec\u00edficamente a personas que rompen la tradici\u00f3n familiar de alquilar y avanzan hacia la propiedad de vivienda.<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h4 class=\"wp-block-heading\">Criterio de elegibilidad<br \/><br \/><\/h4>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Comprador por primera vez y de primera generaci\u00f3n<\/strong>: Los solicitantes deben ser compradores de vivienda por primera vez (no haber sido propietarios de una vivienda en los \u00faltimos tres a\u00f1os) y compradores de vivienda de primera generaci\u00f3n.<\/li>\r\n\r\n\r\n\r\n<li><strong>Definici\u00f3n de comprador de primera generaci\u00f3n<\/strong>:\r\n<ul class=\"wp-block-list\">\r\n<li>Personas cuyos padres o tutores legales nunca hayan sido propietarios de una vivienda.<\/li>\r\n\r\n\r\n\r\n<li>Aquellos que han estado en hogares de guarda en Nueva Jersey.<\/li>\r\n<\/ul>\r\n<\/li>\r\n\r\n\r\n\r\n<li><strong>Requisitos de ingresos y cr\u00e9dito<\/strong>: Debe cumplir con l\u00edmites de ingresos espec\u00edficos y criterios de calificaci\u00f3n crediticia.<\/li>\r\n\r\n\r\n\r\n<li><strong>Requisito hipotecario de la NJHMFA<\/strong>: Debe combinarse con un primer pr\u00e9stamo hipotecario de la NJHMFA que califique.<\/li>\r\n\r\n\r\n\r\n<li>Ll\u00e1manos para cualquier duda. Nos especializamos en pr\u00e9stamos NJHMFA. <a href=\"tel:866-761-7979\">866-761-7979<\/a><\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h4 class=\"wp-block-heading\">Proceso de solicitud<br \/><br \/><\/h4>\r\n\r\n\r\n\r\n<ol class=\"wp-block-list\">\r\n<li><strong>Consulta inicial<\/strong>: Comun\u00edquese con Advisors Mortgage para analizar su elegibilidad y los detalles del programa. <a href=\"tel:866-761-7979\">866-761-7979<\/a>.<\/li>\r\n\r\n\r\n\r\n<li><strong>Preaprobaci\u00f3n de hipoteca<\/strong>: Obtenga una aprobaci\u00f3n previa para un primer pr\u00e9stamo hipotecario de la NJHMFA.<\/li>\r\n\r\n\r\n\r\n<li><strong>Inicio Buscar<\/strong>: Con la aprobaci\u00f3n previa en mano, comience el emocionante viaje de encontrar su nuevo hogar en Nueva Jersey.<\/li>\r\n<\/ol>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h4 class=\"wp-block-heading\">\u00bfPor qu\u00e9 elegir el programa para compradores de vivienda de primera generaci\u00f3n?<br \/><br \/><\/h4>\r\n\r\n\r\n\r\n<ul class=\"wp-block-list\">\r\n<li><strong>Carga financiera reducida<\/strong>: Con complementos de asistencia financiera, el programa reduce significativamente los obst\u00e1culos financieros iniciales para comprar una vivienda.<\/li>\r\n\r\n\r\n\r\n<li><strong>Empoderar a los compradores de primera generaci\u00f3n<\/strong>: Est\u00e1 dirigido espec\u00edficamente a aquellos que son pioneros en la propiedad de vivienda en sus familias.<\/li>\r\n\r\n\r\n\r\n<li><strong>Orientaci\u00f3n experta<\/strong>: Advisors Mortgage ofrece soporte personalizado, lo que garantiza una experiencia de compra de vivienda fluida e informada.<\/li>\r\n<\/ul>\r\n\r\n\r\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\r\n\r\n\r\n<h4 class=\"wp-block-heading\">D\u00e9 el siguiente paso con Advisors Mortgage<br \/><br \/><\/h4>\r\n\r\n\r\n\r\n<p>Emb\u00e1rquese en su viaje hacia la propiedad de vivienda con el Programa para compradores de vivienda de primera generaci\u00f3n. Comun\u00edquese con Advisors Mortgage para obtener asesoramiento experto y asistencia para navegar este programa. Nuestro equipo est\u00e1 dedicado a ayudarlo a comprender el proceso y tomar decisiones informadas a medida que da este importante paso hacia la propiedad de su primera casa.<\/p>\r\n\r\n\r\n\r\n<p><a href=\"mailto:njhmfa@advisorsmortgage.com\">P\u00f3ngase en contacto con nosotros<\/a> hoy o llama <a href=\"tel:866-761-7979\">866-761-7979<\/a> para comenzar su viaje como propietario de vivienda de primera generaci\u00f3n en Nueva Jersey.<\/p>","protected":false},"excerpt":{"rendered":"Presentamos el Programa para compradores de vivienda de primera generaci\u00f3n de la Agencia de Financiamiento Hipotecario y de Vivienda de Nueva Jersey (NJHMFA), una iniciativa \u00fanica dise\u00f1ada para empoderar a los compradores de vivienda de primera generaci\u00f3n. Nuestro equipo en Advisors Mortgage est\u00e1 <span class=\"gold-text\">[&#8230;]<\/span>","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[14],"tags":[],"class_list":["post-4601","post","type-post","status-publish","format-standard","hentry","category-the-advisor"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.7 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What is a First Generation Home Buyer? - Advisors Mortgage Group<\/title>\n<meta name=\"description\" content=\"NJ first-gen buyer aid for those without home-owning parents, meeting income, credit, NJHMFA mortgage rules. Includes fostered individuals.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/advisorsmortgage.com\/es\/the-advisor\/what-is-a-first-generation-home-buyer\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What is a First Generation Home Buyer?\" \/>\n<meta property=\"og:description\" content=\"NJ first-gen buyer aid for those without home-owning parents, meeting income, credit, NJHMFA mortgage rules. Includes fostered individuals.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/advisorsmortgage.com\/es\/the-advisor\/what-is-a-first-generation-home-buyer\/\" \/>\n<meta property=\"og:site_name\" content=\"Advisors Mortgage Group\" \/>\n<meta property=\"article:published_time\" content=\"2024-02-27T17:53:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-02-27T18:07:42+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2-300x135.webp\" \/>\n<meta name=\"author\" content=\"Jason Steagall\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jon Iacono\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/\",\"url\":\"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/\",\"name\":\"What is a First Generation Home Buyer? - Advisors Mortgage Group\",\"isPartOf\":{\"@id\":\"https:\/\/advisorsmortgage.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2-300x135.webp\",\"datePublished\":\"2024-02-27T17:53:15+00:00\",\"dateModified\":\"2024-02-27T18:07:42+00:00\",\"author\":{\"@id\":\"https:\/\/advisorsmortgage.com\/#\/schema\/person\/449b3be441aed9cd8c9358f26e1e696c\"},\"description\":\"NJ first-gen buyer aid for those without home-owning parents, meeting income, credit, NJHMFA mortgage rules. Includes fostered individuals.\",\"breadcrumb\":{\"@id\":\"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"es\",\"@id\":\"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/#primaryimage\",\"url\":\"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2-300x135.webp\",\"contentUrl\":\"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2-300x135.webp\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/advisorsmortgage.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What is a First Generation Home Buyer?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/advisorsmortgage.com\/#website\",\"url\":\"https:\/\/advisorsmortgage.com\/\",\"name\":\"Advisors Mortgage Group\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/advisorsmortgage.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/advisorsmortgage.com\/#\/schema\/person\/449b3be441aed9cd8c9358f26e1e696c\",\"name\":\"Jason Steagall\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"What is a First Generation Home Buyer? - Advisors Mortgage Group","description":"NJ first-gen buyer aid for those without home-owning parents, meeting income, credit, NJHMFA mortgage rules. Includes fostered individuals.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/advisorsmortgage.com\/es\/the-advisor\/what-is-a-first-generation-home-buyer\/","og_locale":"es_MX","og_type":"article","og_title":"What is a First Generation Home Buyer?","og_description":"NJ first-gen buyer aid for those without home-owning parents, meeting income, credit, NJHMFA mortgage rules. Includes fostered individuals.","og_url":"https:\/\/advisorsmortgage.com\/es\/the-advisor\/what-is-a-first-generation-home-buyer\/","og_site_name":"Advisors Mortgage Group","article_published_time":"2024-02-27T17:53:15+00:00","article_modified_time":"2024-02-27T18:07:42+00:00","og_image":[{"url":"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2-300x135.webp"}],"author":"Jason Steagall","twitter_card":"summary_large_image","twitter_misc":{"Escrito por":"Jon Iacono","Tiempo de lectura":"3 minutos"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/","url":"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/","name":"What is a First Generation Home Buyer? - Advisors Mortgage Group","isPartOf":{"@id":"https:\/\/advisorsmortgage.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/#primaryimage"},"image":{"@id":"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/#primaryimage"},"thumbnailUrl":"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2-300x135.webp","datePublished":"2024-02-27T17:53:15+00:00","dateModified":"2024-02-27T18:07:42+00:00","author":{"@id":"https:\/\/advisorsmortgage.com\/#\/schema\/person\/449b3be441aed9cd8c9358f26e1e696c"},"description":"NJ first-gen buyer aid for those without home-owning parents, meeting income, credit, NJHMFA mortgage rules. Includes fostered individuals.","breadcrumb":{"@id":"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/"]}]},{"@type":"ImageObject","inLanguage":"es","@id":"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/#primaryimage","url":"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2-300x135.webp","contentUrl":"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/njhmfa-advisors-mortgage-featured2-300x135.webp"},{"@type":"BreadcrumbList","@id":"https:\/\/advisorsmortgage.com\/the-advisor\/what-is-a-first-generation-home-buyer\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/advisorsmortgage.com\/"},{"@type":"ListItem","position":2,"name":"What is a First Generation Home Buyer?"}]},{"@type":"WebSite","@id":"https:\/\/advisorsmortgage.com\/#website","url":"https:\/\/advisorsmortgage.com\/","name":"Advisors Mortgage Group","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/advisorsmortgage.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"},{"@type":"Person","@id":"https:\/\/advisorsmortgage.com\/#\/schema\/person\/449b3be441aed9cd8c9358f26e1e696c","name":"Jason Steagall"}]}},"_links":{"self":[{"href":"https:\/\/advisorsmortgage.com\/es\/wp-json\/wp\/v2\/posts\/4601"}],"collection":[{"href":"https:\/\/advisorsmortgage.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/advisorsmortgage.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/advisorsmortgage.com\/es\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/advisorsmortgage.com\/es\/wp-json\/wp\/v2\/comments?post=4601"}],"version-history":[{"count":0,"href":"https:\/\/advisorsmortgage.com\/es\/wp-json\/wp\/v2\/posts\/4601\/revisions"}],"wp:attachment":[{"href":"https:\/\/advisorsmortgage.com\/es\/wp-json\/wp\/v2\/media?parent=4601"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/advisorsmortgage.com\/es\/wp-json\/wp\/v2\/categories?post=4601"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/advisorsmortgage.com\/es\/wp-json\/wp\/v2\/tags?post=4601"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}