{"id":4130,"date":"2023-04-17T09:25:54","date_gmt":"2023-04-17T13:25:54","guid":{"rendered":"https:\/\/advisorsmortgage.com\/?p=4130"},"modified":"2023-04-17T09:26:34","modified_gmt":"2023-04-17T13:26:34","slug":"inflation-trending-lower","status":"publish","type":"post","link":"https:\/\/advisorsmortgage.com\/es\/advisors-family\/30-second-market-update\/inflation-trending-lower\/","title":{"rendered":"Tendencia de inflaci\u00f3n a la baja"},"content":{"rendered":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-4130-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/Advisors-Apr-17-2023-weekly-update-04162023.mp3?_=1\" \/><a href=\"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/Advisors-Apr-17-2023-weekly-update-04162023.mp3\">https:\/\/advisorsmortgage.com\/wp-content\/uploads\/Advisors-Apr-17-2023-weekly-update-04162023.mp3<\/a><\/audio>\nLa semana pasada, la Oficina de Estad\u00edsticas Laborales public\u00f3 los datos de inflaci\u00f3n del \u00edndice de precios al consumidor. Mostr\u00f3 que, para el mes de marzo, el \u00cdndice de Precios al Consumidor (IPC) mostr\u00f3 que la inflaci\u00f3n general aument\u00f3 solo 0.1%, que fue un poco menos de 0.2% que se estim\u00f3. A\u00f1o tras a\u00f1o, la inflaci\u00f3n disminuy\u00f3 de 6% a 5%, que tambi\u00e9n fue inferior a los 5,1% esperados. En su punto m\u00e1ximo, este \u00edndice de inflaci\u00f3n estaba en 9.1% y desde entonces ha seguido cayendo y progresando positivamente, como venimos diciendo.  <\/p>\n<p>El foco de este reporte de inflaci\u00f3n es la tasa Core, que elimina los precios vol\u00e1tiles de alimentos y energ\u00eda, y aument\u00f3 en 0.4%, para el mes de marzo en l\u00ednea con lo estimado. A\u00f1o tras a\u00f1o, el CPI b\u00e1sico aument\u00f3 de 5,5% a 5,6%. Despu\u00e9s de este informe y en adelante, se debe esperar que la inflaci\u00f3n subyacente disminuya considerablemente. Los costos de vivienda representaron la mayor parte del aumento total en el CPI, que es una m\u00e9trica rezagada dentro de este informe. Shelter aument\u00f3 en 0.6% y ahora ha subido 8.2% a\u00f1o tras a\u00f1o, lo que representa un aumento con respecto a los 8.1% anteriores. El alquiler aument\u00f3 0.5% y ahora subi\u00f3 8.8% a\u00f1o tras a\u00f1o, lo que no ha cambiado. El alquiler equivalente del propietario aument\u00f3 0.5% y ha aumentado 8% a\u00f1o tras a\u00f1o; tambi\u00e9n sin cambios. Si bien los costos de alojamiento del IPC todav\u00eda se est\u00e1n poniendo al d\u00eda y agregan presi\u00f3n inflacionaria, los costos reales de alojamiento han ido disminuyendo. Debido a que el refugio representa 43% del IPC b\u00e1sico, fue la causa principal de la ganancia mensual de 0,4%. Parece que los costos de alojamiento ya no se aceleran como lo hac\u00edan a\u00f1o tras a\u00f1o y han alcanzado un pico. Sabemos que los costos reales de vivienda aumentaron aproximadamente 2.6%, a trav\u00e9s del \u00edndice Case Shiller a\u00f1o tras a\u00f1o frente al 8.2% reflejado en el CPI. Si esto se pusiera al d\u00eda, y debido a que la vivienda constituye el 43% del \u00edndice central, el IPC b\u00e1sico ser\u00eda mucho m\u00e1s bajo. Deber\u00eda haber una lectura muy favorable (baja) para los datos de abril, que publicaremos el 10 de mayo.<\/p>\n<p><strong>\u00bfPorque es esto importante?<\/strong><\/p>\n<p>Hist\u00f3ricamente, a medida que la inflaci\u00f3n disminuye, generalmente el mercado de bonos es el beneficiario y las tasas hipotecarias mejoran. El archienemigo de los bonos hipotecarios es la inflaci\u00f3n. En pocas palabras, cuando aumenta la inflaci\u00f3n, los bonos hipotecarios bajan de precio y las tasas hipotecarias suben. Cuando la inflaci\u00f3n disminuye, generalmente vemos que los bonos hipotecarios aumentan de precio y las tasas hipotecarias caen. En este informe, presentamos una inflaci\u00f3n anual mucho m\u00e1s baja y la inflaci\u00f3n subyacente solo aument\u00f3 en 0.1%. A medida que avanzamos a lo largo del a\u00f1o, deber\u00eda haber lanzamientos muy prometedores ya que la tendencia se est\u00e1 moviendo a la baja. Los niveles m\u00e1s bajos de inflaci\u00f3n deber\u00edan ponernos en una mejor posici\u00f3n en cuanto a las tasas de inter\u00e9s para el pr\u00f3ximo a\u00f1o.<\/p>\n<p><strong>Fuente: <\/strong>https:\/\/www.bls.gov\/cpi\/<\/p>","protected":false},"excerpt":{"rendered":"La semana pasada, la Oficina de Estad\u00edsticas Laborales public\u00f3 los datos de inflaci\u00f3n del \u00edndice de precios al consumidor. Mostr\u00f3 que, para el mes de marzo, el \u00cdndice de Precios al Consumidor (IPC) mostr\u00f3 que en general <span class=\"gold-text\">[&#8230;]<\/span>","protected":false},"author":7,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[16],"tags":[12,317,45,218,314,47,30,18],"class_list":["post-4130","post","type-post","status-publish","format-standard","hentry","category-30-second-market-update","tag-30-second-update","tag-bond-rates","tag-cpi","tag-fed-funds-rate","tag-home-mortgage","tag-housing-market","tag-interest-rates","tag-mortgage"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.7 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Inflation Trending Lower - Advisors Mortgage Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/advisorsmortgage.com\/es\/advisors-family\/30-second-market-update\/inflation-trending-lower\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Inflation Trending Lower\" \/>\n<meta property=\"og:description\" content=\"Last week the Bureau of Labor Statistics released their Consumer Price Index inflation data. 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