{"id":3521,"date":"2022-05-02T08:45:01","date_gmt":"2022-05-02T12:45:01","guid":{"rendered":"https:\/\/advisorsmortgage.com\/?p=3521"},"modified":"2022-05-02T08:45:01","modified_gmt":"2022-05-02T12:45:01","slug":"what-does-a-recession-mean-to-our-industry","status":"publish","type":"post","link":"https:\/\/advisorsmortgage.com\/es\/advisors-family\/30-second-market-update\/what-does-a-recession-mean-to-our-industry\/","title":{"rendered":"\u00bfQu\u00e9 significa una recesi\u00f3n para nuestra industria?"},"content":{"rendered":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-3521-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/Advisors-May-2-2022-weekly-update-05012022.mp3?_=1\" \/><a href=\"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/Advisors-May-2-2022-weekly-update-05012022.mp3\">https:\/\/advisorsmortgage.com\/wp-content\/uploads\/Advisors-May-2-2022-weekly-update-05012022.mp3<\/a><\/audio>\n<p>Cuando la mayor\u00eda de las personas escuchan el t\u00e9rmino &quot;recesi\u00f3n&quot;, les infunde miedo en el coraz\u00f3n. Para los consumidores, preguntan cosas como: &quot;\u00bfQu\u00e9 va a pasar con el valor de mi casa?&quot; \u201c\u00bfHay una burbuja inmobiliaria?\u201d \u201c\u00bfVa a colapsar el mercado de la vivienda?\u201d \u201c\u00bfQu\u00e9 va a pasar con las tasas?\u201d \u201c\u00bfVale la pena comprar una casa durante una recesi\u00f3n?\u201d Bueno, echemos un vistazo a lo que suele significar una recesi\u00f3n para el mercado inmobiliario.<\/p>\n<p>Durante una recesi\u00f3n, las tasas de inter\u00e9s bajan. Hay algunos factores clave que ayudan en esto. Tienes una cadena de suministro relajada. A medida que las cadenas de suministro se relajan, ayudan a reducir la inflaci\u00f3n. A medida que las subidas de tipos de la Reserva Federal empiezan a afianzarse, da a la gente un incentivo para ahorrar y sacar dinero de la econom\u00eda. Esto produce menos inflaci\u00f3n. Tambi\u00e9n conduce a una menor demanda, lo que significa que hay menos gasto, por lo que la inflaci\u00f3n disminuir\u00e1.  <\/p>\n<p>Si la cadena de suministro se relaja en la vivienda, habr\u00e1 m\u00e1s inventario. Esto significar\u00e1 una apreciaci\u00f3n m\u00e1s lenta, pero m\u00e1s transacciones. Esto tambi\u00e9n significar\u00eda m\u00e1s refinanciamientos. Si est\u00e1 en el mercado para un nuevo pr\u00e9stamo hoy, podr\u00eda haber una posibilidad de refinanciamiento en el futuro. Por lo tanto, puede ser prudente no pagar puntos ni tarifas adicionales.  <\/p>\n<p>Hist\u00f3ricamente, los precios de las viviendas generalmente se han mantenido altos durante los per\u00edodos de recesi\u00f3n. S\u00ed, durante la burbuja inmobiliaria alrededor de 2007 fue una historia diferente. Durante la recesi\u00f3n de 2008-2009, los precios de las viviendas cayeron, pero eso se debi\u00f3 a la enorme sobreoferta de inventario y los niveles m\u00e1s d\u00e9biles de demanda. Actualmente, no estamos ni cerca de esos niveles de inventario y la demanda est\u00e1 en su punto m\u00e1s alto. En realidad, hay 12 millones m\u00e1s de formaciones de hogares que en 2007. Debido a esta din\u00e1mica, no estamos en una posici\u00f3n para la erosi\u00f3n del precio de la vivienda.  <\/p>","protected":false},"excerpt":{"rendered":"Cuando la mayor\u00eda de las personas escuchan el t\u00e9rmino &quot;recesi\u00f3n&quot;, les infunde miedo en el coraz\u00f3n. Para los consumidores, preguntan cosas como: &quot;\u00bfQu\u00e9 va a pasar con el valor de mi casa?&quot; <span class=\"gold-text\">[&#8230;]<\/span>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[16],"tags":[12,214,213,215,216],"class_list":["post-3521","post","type-post","status-publish","format-standard","hentry","category-30-second-market-update","tag-30-second-update","tag-interest-rates-decline","tag-recession","tag-recessionary-periods","tag-weaker-levels-of-demand"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.7 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>What Does a Recession Mean to our Industry? - Advisors Mortgage Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/advisorsmortgage.com\/es\/advisors-family\/30-second-market-update\/what-does-a-recession-mean-to-our-industry\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Does a Recession Mean to our Industry?\" \/>\n<meta property=\"og:description\" content=\"When most people hear the term \u201crecession\u201d it strikes fear into their hearts. 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