{"id":3492,"date":"2022-04-11T08:46:51","date_gmt":"2022-04-11T12:46:51","guid":{"rendered":"https:\/\/advisorsmortgage.com\/?p=3492"},"modified":"2022-04-11T08:46:51","modified_gmt":"2022-04-11T12:46:51","slug":"housing-bubble-2","status":"publish","type":"post","link":"https:\/\/advisorsmortgage.com\/es\/advisors-family\/30-second-market-update\/housing-bubble-2\/","title":{"rendered":"\u00bfBurbuja inmobiliaria?"},"content":{"rendered":"<!--[if lt IE 9]><script>document.createElement('audio');<\/script><![endif]-->\n<audio class=\"wp-audio-shortcode\" id=\"audio-3492-1\" preload=\"none\" style=\"width: 100%;\" controls=\"controls\"><source type=\"audio\/mpeg\" src=\"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/Advisors-April-11-2022-weekly-update-04102022.mp3?_=1\" \/><a href=\"https:\/\/advisorsmortgage.com\/wp-content\/uploads\/Advisors-April-11-2022-weekly-update-04102022.mp3\">https:\/\/advisorsmortgage.com\/wp-content\/uploads\/Advisors-April-11-2022-weekly-update-04102022.mp3<\/a><\/audio>\n<p>\u00bfQu\u00e9 est\u00e1 pasando en el mercado inmobiliario? \u00bfEl aumento de las tasas hipotecarias est\u00e1 causando que los precios de las viviendas bajen?<\/p>\n<p>Los medios han estado sugiriendo una burbuja y una ca\u00edda en los precios de las viviendas. Las b\u00fasquedas de Google que contienen el t\u00e9rmino &quot;burbuja inmobiliaria&quot; tambi\u00e9n se dispararon. Profundicemos y veamos qu\u00e9 est\u00e1 pasando realmente.<\/p>\n<p>En un entorno de \u201cburbuja\u201d, como vimos en el pasado, hay una gran cantidad de oferta y falta de demanda. Por ejemplo, en 2006 hab\u00eda aproximadamente 3,7 millones de viviendas en venta y no hab\u00eda suficiente demanda para consumir la oferta. En 2006, tambi\u00e9n hubo muchas otras din\u00e1micas, como leyes crediticias m\u00e1s flexibles y personas calificadas con solo un pulso, por as\u00ed decirlo.<\/p>\n<p>Si analizamos el entorno actual, tenemos el inventario de viviendas m\u00e1s ajustado registrado, con menos de 1 mill\u00f3n de viviendas en venta y una de las demandas m\u00e1s fuertes jam\u00e1s vistas. Y la demanda aumenta cada a\u00f1o debido a la demograf\u00eda. En el \u00faltimo informe de Ventas de Viviendas Existentes, vimos que las viviendas listadas en el mercado cayeron de 19 a 18 d\u00edas. Cuando comparamos 2006 con la \u00e9poca actual, actualmente hay 12 millones de hogares m\u00e1s (demanda) y 2,5 millones de hogares menos (oferta).<\/p>\n<p>Adem\u00e1s, en 2006 las tasas de inter\u00e9s fueron alrededor de 2% m\u00e1s altas que las tasas de inter\u00e9s disponibles en la actualidad y actualmente las ganancias promedio por hora han aumentado alrededor de 60% desde 2006 hasta la actualidad seg\u00fan la Oficina de Estad\u00edsticas Laborales.<\/p>\n<p>Por \u00faltimo, la apreciaci\u00f3n de la vivienda de hoy se debe a un inventario bajo r\u00e9cord y una demanda hist\u00f3rica de compradores, lo cual no fue el caso en 2006. El Case Shiller, que se considera el &quot;est\u00e1ndar de oro&quot; de los informes de apreciaci\u00f3n de la vivienda, se acaba de publicar y muestra que las viviendas se apreciaron en 19.2% desde enero 2021 a enero 2022.<\/p>\n<p>Entonces no, no estamos viendo una burbuja inmobiliaria como anuncian ciertos medios. Estamos viendo niveles r\u00e9cord de demanda y niveles bajos r\u00e9cord de oferta de viviendas. Esta din\u00e1mica actual es un gran apoyo para los precios de la vivienda y no parece estar debilit\u00e1ndose hasta el momento.<\/p>","protected":false},"excerpt":{"rendered":"\u00bfQu\u00e9 est\u00e1 pasando en el mercado inmobiliario? \u00bfEl aumento de las tasas hipotecarias est\u00e1 causando que los precios de las viviendas bajen? Los medios han estado sugiriendo una burbuja y una ca\u00edda en los precios de las viviendas.\u00a0 <span class=\"gold-text\">[&#8230;]<\/span>","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[16],"tags":[12,136,206,111,39,49],"class_list":["post-3492","post","type-post","status-publish","format-standard","hentry","category-30-second-market-update","tag-30-second-update","tag-bubble","tag-case-shiller","tag-home-appreciation","tag-housing-inventory","tag-inventory"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.7 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Housing Bubble? - Advisors Mortgage Group<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/advisorsmortgage.com\/es\/advisors-family\/30-second-market-update\/housing-bubble-2\/\" \/>\n<meta property=\"og:locale\" content=\"es_MX\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Housing Bubble?\" \/>\n<meta property=\"og:description\" content=\"What is going on in the housing market?\u00a0 Are rising mortgage rates causing home prices to decline? The media has been suggesting a bubble and a decline in home pricing.\u00a0 [...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/advisorsmortgage.com\/es\/advisors-family\/30-second-market-update\/housing-bubble-2\/\" \/>\n<meta property=\"og:site_name\" content=\"Advisors Mortgage Group\" \/>\n<meta property=\"article:published_time\" content=\"2022-04-11T12:46:51+00:00\" \/>\n<meta name=\"author\" content=\"Ryan Brogden\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jon Iacono\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/advisorsmortgage.com\/advisors-family\/30-second-market-update\/housing-bubble-2\/\",\"url\":\"https:\/\/advisorsmortgage.com\/advisors-family\/30-second-market-update\/housing-bubble-2\/\",\"name\":\"Housing Bubble? - Advisors Mortgage Group\",\"isPartOf\":{\"@id\":\"https:\/\/advisorsmortgage.com\/#website\"},\"datePublished\":\"2022-04-11T12:46:51+00:00\",\"dateModified\":\"2022-04-11T12:46:51+00:00\",\"author\":{\"@id\":\"https:\/\/advisorsmortgage.com\/#\/schema\/person\/0cefc807881bdc355e69760ad7375c9a\"},\"breadcrumb\":{\"@id\":\"https:\/\/advisorsmortgage.com\/advisors-family\/30-second-market-update\/housing-bubble-2\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/advisorsmortgage.com\/advisors-family\/30-second-market-update\/housing-bubble-2\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/advisorsmortgage.com\/advisors-family\/30-second-market-update\/housing-bubble-2\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/advisorsmortgage.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Housing Bubble?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/advisorsmortgage.com\/#website\",\"url\":\"https:\/\/advisorsmortgage.com\/\",\"name\":\"Advisors Mortgage Group\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/advisorsmortgage.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/advisorsmortgage.com\/#\/schema\/person\/0cefc807881bdc355e69760ad7375c9a\",\"name\":\"Ryan Brogden\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Housing Bubble? - Advisors Mortgage Group","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/advisorsmortgage.com\/es\/advisors-family\/30-second-market-update\/housing-bubble-2\/","og_locale":"es_MX","og_type":"article","og_title":"Housing Bubble?","og_description":"What is going on in the housing market?\u00a0 Are rising mortgage rates causing home prices to decline? 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