Dave Richards is a New Jersey mortgage professional and military veteran dedicated to helping clients navigate the home financing process with confidence. Specializing in VA home loans, Dave also helps borrowers with conventional, FHA, renovation, and Non-QM financing solutions.<\/p>\n
As a veteran, Dave takes pride in helping fellow service members and military families understand and maximize their VA loan benefits while providing the same level of care and guidance to every client he works with.<\/p>\n
Serving Ocean, Monmouth, Burlington, and surrounding counties, Dave works with first-time homebuyers, growing families, self-employed borrowers, and real estate investors. He offers flexible financing options including bank statement loans, DSCR investor loans, and alternative income documentation programs for borrowers who may not fit traditional lending guidelines.<\/p>\n
Known for responsive communication, honest guidance, and a straightforward approach, Dave is committed to making the mortgage process simple, smooth, and stress-free from application to closing. <\/p>\n","protected":false},"featured_media":0,"template":"","class_list":["post-2438","loan-officer","type-loan-officer","status-publish","hentry"],"acf":[],"yoast_head":"\n